Lift (Low-cost Initiative for First Time Buyers) is a Scottish Government initiative to help thousands to get on the housing ladder. The Lift scheme operating in Dumfries & Galloway is an open market shared equity pilot open to the following people:

What is the Open Market Shared Equity Pilot?

The Open Market Shared Equity Pilot aims to help people on low incomes who wish to own their own home but who cannot afford to pay the full price for a house. Shared equity means the Scottish Government will keep a financial stake in the property so you do not have to fund all of it. You will pay the majority share in the property – normally between 60% - 90% of the price and own the property outright but the Scottish Government will have security over the remaining share.

More information can be found on the Scottish Government Site at Here

Mortgage Lenders

There are many lenders that will not lend in conjunction with the Lift Scheme. However, as DL Mortgage Services Ltd has access to 1000’s of mortgage deals we can source the appropriate lenders and find the right deal for you.

For more information click here....